Some 700,000 Americans every year declare bankruptcy because of medical bills. The number in Japan? Zero. The number in Germany? Zero.
And the kicker? It could be worse.
Thanks to the Affordable Care Act, my new insurance company can’t deny me because I had cancer. […] We’re not poor, I don’t want to suggest that we are, but we will have to make some hard choices if I’m not working and we’re paying $1,300 a month to an insurance company.
In my field, I could make more money in the short term, and probably have less stress, if I were to focus on temping (which includes overtime) instead of being a full-time salaried employee (which doesn’t). But the full-time salaried job at a big company includes affordable access to better-than-average health insurance. I have asthma & allergies, which means maintenance meds — and allergy shots. I am also OMG FAT & have a history of depression, which makes me expensive to insure. So yeah, I’ll do the big company salaried job if they want me. At least they gave me a signing bonus (which helped make up for the overtime) and stock (which I try not to count on, because I’ve had employer stock become worthless).